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What is Life Insurance?

Life Insurance is an insurance policy that ensures that you get cashless treatment or expense reimbursement, in case you fall ill. A life insurance policy reimburses the insured for medical and surgical expenses arising from an illness or injury that leads to hospitalization. The insurance company provides the insured with the facility of cashless hospitalization at a network hospital or provides a reimbursement for the incurred expenses. Furthermore, health insurance cost is subsidised to the insured in the form of tax exemption under section 80D.

Individual Plans Cashless Hospitalization: Medical expenses are sky-rocketing! Get term insurance policies for your medical outlay. With cashless facility, stay tension-free and cure yourself faster. Approved by IRDAI, Policy Planner helps you compare and find the best plan.

from Rs. 99.00
Level of Protection: from Rs. 2500000 to Rs. 50000000
Grace Period: up to 30 days
Hotline Assistance: 24-Hour
Policy Modification: Online
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Best Term Insurance Plans in India

Insurance Companies Term Plans Enter Age(Min-Age) MaturityAge(Max) Min Sum Assured Policy Term(Min-Max Claim Settlement Ratio
Max Life Insurance Co. Online Term Plan Plus 18-60 years 75 years 25Lacs 10-40 years 96.23%
HDFC Life Insurance Co. HDFC Life Click2Protect 3DPlus 18-65 years 75 years 10 Lacs 5-40 years 95.02%
HDFC Life Insurance Co. 3D Life Long Protection Option 25-65 years 75 years 10 Lacs Whole of Life 95.02%
Aviva Life Insurance Co. Aviva i-life Plan 18-55 years 70 years 25 Lacs 10-35 year 82%
Aviva Life Insurance Co. Aviva i-life Secure 18-55 years 70 years 50 Lacs 10-25 years 82%
Canara HSBC OBC Life Insurance iSelect term plan 18-70 years 70 years 25 Lacs 5-40 years 95.3%
Max Life Insurance Co. Life super Term plan 18-65 years 75 years 25 lacs 10-35 years 96.23%
Max Life Insurance Co. Premium Return Protection Plan 21-55 years 75 years 5 lacs 20-30 years 96.23%
Bajaj Allianz Life Insurance Co eTouch Online Term 18-65 years 75 years 2.5 Lacs 10-30 years 93.9%
Bajaj Allianz Life Insurance Co Isecuremore Term plan 18-60 years 70 years 2.5 Lacs 28-70 years 93.9%
ICIC Prudential Life Insurance iProtect Smart 18-65 years 75 years - 5-40 years 96.9%

Compare Life Insurance Online

Life insurance plans have become a must for every individual. Selecting the right plan at an affordable premium is as necessary. Life insurance is an imperative buy as it helps you to keep up with the ever soaring healthcare costs, thus securing a healthy future for yourself and your family. But it is the most intricate insurance product of all.

Take care of your family

Have you ever bought something only to find out later that you could have gotten the same item cheaper elsewhere? Policy Planner was created for this reason and that is to help people across the country save on buying insurance.

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